How to use the currency converter
Enter an amount and choose the two currencies. The result uses the latest daily reference rate from the
European Central Bank. Use “Swap currencies” to convert the other way.
Getting a good exchange rate when traveling
- Pay in the local currency when a card terminal or ATM offers to charge you in your home currency. That “dynamic currency conversion” usually adds 3–7%.
- Use a card without foreign transaction fees where you can.
- Avoid airport exchange desks, which tend to have the widest margins.
- Compare with this rate: the difference between the reference rate and what you're offered is the real cost of the exchange.
Rates are provided for information only and come from the European Central Bank via Frankfurter.
Frequently asked questions
Where do the exchange rates come from?
The rates are the daily reference rates published by the European Central Bank, provided through the free Frankfurter service. They're updated once per working day, around 16:00 Central European Time.
Why is my bank's rate different?
Banks, card issuers and exchange offices add a margin to the market rate, often 1–5%, and sometimes a fixed fee. The reference rate shown here is a fair benchmark for checking how much extra you're paying.
Can I use these rates for trading?
No. Reference rates are published once a day and are meant for information. Real-time trading rates change every second.
Which currencies are supported?
The 30 currencies for which the European Central Bank publishes reference rates, including the US dollar, euro, British pound, Japanese yen, Swedish krona, Indian rupee and Chinese yuan.